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Loans & Lines

Personal Loans and Lines

 

Look to New Frontier Bank for a full range of lending options. Our loan products and lines of credit can be tailored specifically to meet your needs. All lending decisions are made locally by the people you know and trust. Stop the headaches and enjoy the convenience of having your loan serviced locally.

Home Equity Lines

Whether you need money for a home improvement project, to pay bills or make a special purchase, a New Frontier Home Equity Line of Credit can provide you with a ready resource of cash. When you have a New Frontier Home Equity Line of Credit, you may simply write a credit line check whenever you need the money.

Our Home Equity Lines of Credit all feature: *

  • No closing costs
  • No annual fee
  • 10 year draw and repayment period up to the determined line amount
  • $5,000 minimum loan amount
  • Primary or Secondary residence only.

Choose from the following Home Equity Products

Team*
Loan to Value Ratio: 80% maximum

Rate:

Prime, rate adjusts daily; floor of 4%

Repayment Requirements:

10 Year maturity with monthly interest only payments required. A balloon payment of any remaining principal and interest balance will occur at time of maturity when only minimum payments are made.
Annual Percentage Rate is subject to change

Eligibility

Team Account Deposit Package Required

Silver Slugger*
Loan to Value Ratio: 80% maximum

Rate:

Prime plus ½%, rate adjusts daily; floor of 4%

Repayment Requirements:

10 Year maturity with monthly interest only payments required. A balloon payment of any remaining principal and interest balance will occur at time of maturity when only minimum payments are made.
Annual Percentage Rate is subject to change

 

*The Annual Percentage Rate (APR) varies with the published Wall Street Journal Prime Rate (WSJPR). The APR for Home Equity Lines of Credit varies from 4.50% (WSJPR floating with a floor of 4.00%) to 5.00% (WSJPR plus 1/2% floating with a floor of 4.00%). The APR is varied and subject to change without notice, but will not exceed 22%. Property insurance is required including flood insurance, if applicable. Consult your tax advisor regarding deductibility of interest. A balloon payment may result. Some restrictions may apply. Subject to credit approval. 

Consult your New Frontier Bank Loan Officer to find out if you are eligible and how much you may be able to borrow against your home.

Automobile, Watercraft and Recreational Vehicles

New Frontier Bank offers great rates and flexible repayment plans on auto and watercraft loans. A pre-approved auto loan from New Frontier Bank will put you in the driver’s seat when buying a new or used vehicle.

Contact your New Frontier Bank Lender to find out if you are eligible for one of our loan products and see how much you are able to borrow. 

Credit Cards

Our VISA® Platinum Preferred and Visa® Classic Credit Cards are designed to help you manage your account sensibly. Each card is simple, reliable, safe and easy to use with no complicated fees or rules. Our card offers:

  • A low variable rate
  • No annual fee
  • Free online account information
  • Worldwide acceptance
  • Auto rental insurance
  • Automatic payment option
  • Travel accident insurance coverage
  • Prompt, expert service

Those eligible for the VISA® Platinum Preferred Card receive additional rewards!

As a VISA® Platinum Preferred cardholder, you'll earn one point for every $1 you spend on shopping, dining out, paying bills and more. Redeem your earned points for exciting gifts and travel packages. There is no cap on how many points you can earn.

 

Download your application NOW.

 

Convenient Payment Options Available:

  • Mail payments to the address on your statement
  • Auto debit from your checking/savings account
  • Pay online at www.mycardstatement.com (registration required)
  • Pay by phone at 800-423-7503 (Free IVR/$5.00 charge for live representative)
  • Make payments at your local New Frontier Bank branch

 

The credit card products are underwritten and seviced by Bankers' Bank of Kansas, P.O. Box 20810, Wichita, KS 67208 (BBOK). The terms and conditions of the Cardholder Agreement will be mailed to the applicant if the credit is granted. Current card holderrs can request a copy of their Cardholder Agreement by writing to P.O. Box 20810, Wichita, KS 67208-6810 or emailing at ccinfo@bbok.com.

Kevin Heneghan CEO
Kevin Heneghan
President and Chief Executive Officer NMLS 453940
Kevin joined New Frontier Bank in January 2017 as President and CEO of New Frontier Bank. Kevin started in banking after graduating from the University of Missouri-Columbia with a degree in Business Administration with a dual emphasis in finance/banking and real estate. Kevin started his career as a bank examiner for the Missouri Division of Finance, a credit analyst in the National Healthcare and NonProfit Division of US Bank, Senior Vice President/Commercial Lender and Chief Operating Officer of Jonesburg State Bank. In 2008, Kevin graduated with honors from the Graduate School of Banking Program at the University of Colorado-Boulder. Kevin most recently served as President and CEO of Superior Bank in Hazelwood, Missouri. Kevin and his wife have lived in St. Charles County since 2005, and have three young children. Kevin enjoys spending time with his family, golfing and duck hunting.